Negotiable

                                            The Best Investment Advisors in New Zealand (2025 Edition)

 Introduction

In 2025, as the global financial environment continues to shift with increasing inflation, market volatility, and climate-driven economic impacts, New Zealanders are placing more importance than ever on securing their financial future. Whether you're planning for retirement, navigating KiwiSaver options, investing in ethical funds, or building generational wealth, the right investment advisor can be your most valuable asset.

This article introduces the 30 best investment advisors in New Zealand for 2025, carefully selected based on trustworthiness, financial expertise, customer reviews, regulatory compliance, fee transparency, and long-term performance. It is designed for New Zealand citizens looking to take control of their finances through professional guidance.

 What Makes a Top Investment Advisor in New Zealand?

Before diving into the list, it’s essential to understand what separates a great advisor from the rest in the New Zealand context.

 1. Licensed by the Financial Markets Authority (FMA)  
Every advisor on this list is either licensed or authorised under the Financial Services Legislation Amendment Act 2019, ensuring they meet New Zealand’s fiduciary and ethical standards.

 2. Fee Transparency  
Reputable advisors disclose all fees—either flat fees, hourly rates, or percentage-based on assets under management (AUM). No hidden commissions.

 3. Independent & Client-Focused  
The best advisors operate free from sales commissions and recommend only what truly suits the client’s goals.

 4. ESG and Ethical Investment Capability  
New Zealanders increasingly demand socially and environmentally responsible portfolios. The best advisors know how to balance returns with impact.

 5. Comprehensive Wealth Planning  
Top-tier advisors do more than just manage investments; they plan retirement, tax strategies, estate transfers, and long-term family goals.


 The 30 Best Investment Advisors in New Zealand (2025)

 1. Milestone Financial Services – Nationwide  
Known for retirement and legacy planning. Offers personalised investment strategies. Typical fees start at 1 percent AUM.

 2. Hobson Wealth – Auckland  
Premium wealth management with a global investment approach. Minimum investment: NZD 250,000. Fees average around 0.90 percent.

 3. Craigs Investment Partners – Nationwide  
One of New Zealand’s largest full-service investment firms. Offers tailored portfolio construction. Fees range from 0.8 percent to 1.2 percent.

 4. Jarden – Auckland & Wellington  
Respected legacy brand offering holistic wealth solutions. Fees usually 0.75–1.15 percent, depending on account size.

 5. Kōura Wealth – Digital/Nationwide  
Tech-savvy KiwiSaver specialists with ESG focus. Advice services bundled with 0.63 percent management fee.

 6. Castle Point Funds – Wellington  
High-performing boutique with strong transparency. Fixed fees starting from NZD 2,500/year.

 7. Pathfinder Asset Management – Auckland  
Leaders in ethical investment. Offers portfolios aligned with UN SDGs. Advisory fees from 0.85 percent AUM.

 8. EnableMe – Nationwide  
Financial coaching blended with investment planning. Program fees begin at NZD 1,500 per year.

 9. Cambridge Partners – Christchurch  
Independent fiduciary advisors, ideal for families and retirees. Fees typically range from 0.75 percent to 1 percent.

 10. Clarity Advisory – Auckland  
A no-conflict, independent firm. Uses a fixed-fee model starting at NZD 3,000 annually.

 11. Black Swan Capital – Wellington  
Trusted by expats and globally mobile clients. Transparent fixed fees around NZD 4,000 per engagement.

 12. Aon New Zealand – Nationwide  
Excellent for KiwiSaver and group retirement planning. Charges based on product or flat-fee engagements.

 13. Savvy Retirement – Tauranga  
Experts in pension drawdown, annuities, and tax planning. Annual fees start at NZD 2,800.

 14. Aurora Capital – Dunedin  
Boutique-style service with ethical fund focus. Management fees around 0.95 percent AUM.

 15. Stewart Group – Hastings  
Holistic planning with international partnerships. Standard fee of 1.1 percent, with family plan discounts.

 16. The Money Men – Christchurch  
Straight-talking, client-first firm. Offers hourly consulting from NZD 250/hr or packages starting at NZD 2,000.

 17. Mercer NZ Advisory – Nationwide  
Global reach with Kiwi roots. Transparent layered pricing model averaging 1 percent AUM.

 18. Financial Advice NZ Certified Advisors – Multiple Cities  
Independent certified advisors with high credibility. Fee structures vary, but typically start at NZD 1,500.

 19. Ethical Investing NZ – Digital  
Focuses on green investing for everyday New Zealanders. Advice bundled into low-cost monthly plans from NZD 79/month.

 20. Money Empire – Auckland  
Specialises in investment + property strategy. Custom packages from NZD 3,000/year.

 21. National Capital – Auckland & Online  
KiwiSaver-focused investment firm. Flat fee NZD 295/year or bundled within fund choice.

 22. Haven Financial – Nationwide  
Great for growing families and mid-tier investors. Charges a flat NZD 2,500/year or AUM-based plans.

 23. G3 Financial Freedom – Hamilton  
Focuses on mortgage, investment, and passive income planning. Typical fees ~1.1 percent of managed funds.

 24. MyFuturePlan – Tauranga  
Strong on retirement and wealth transfer. Fixed annual fee: NZD 3,500.

 25. Echelon Wealth – Wellington  
Known for private business owner advisory. Annual advisory fees start at 1.2 percent.

 26. Smart Money Advice – Rotorua  
Community-focused and family-oriented. Affordable monthly plans from NZD 69.

 27. Mint Asset Management – Auckland  
Focus on ethical and impact-focused funds. Offers semi-discretionary advice from 0.7 percent AUM.

 28. PWA Financial – Christchurch  
Certified Financial Planners offering bespoke advice. Charges from NZD 2,400 annually.

 29. FoxPlan – Wellington & Online  
Full financial planning for all life stages. Hybrid model with fees from NZD 150/month or 1 percent AUM.

 30. MoneyTime Coaching – Digital/Nationwide  
Ideal for Gen Z and new investors. Low-cost coaching model from NZD 49/month.



 Emerging Investment Advisory Trends in New Zealand (2025)

1. ESG-Driven Investment Now the Norm  
New Zealanders expect responsible investing. Advisors not offering ESG options risk irrelevance.

2. Surge in Subscription-Based Financial Advice  
Younger investors prefer Netflix-style subscription models over one-time fees or commissions.

3. Hybrid Human + Digital Platforms Thrive  
Advisors combining personalised service with robo-advisory tech are gaining momentum.

4. Retiree and KiwiSaver Strategy in Demand  
New retirees and those approaching retirement are prioritising drawdown strategies and tax efficiency.

5. Financial Literacy Integrated into Advisory  
Top advisors are acting as educators—offering workshops, podcasts, and digital tools.



 How We Chose These Advisors

The firms listed here were evaluated based on:

- Licensing by the FMA  
- Transparency of fees and services  
- Client testimonials and reputation  
- Breadth of services including ESG, KiwiSaver, and legacy planning  
- Affiliation with Financial Advice New Zealand or equivalent  
- Continued education and staff certifications (CFP, CLU, etc.)



 Conclusion

Your financial advisor isn’t just a number-cruncher—they’re your partner in building a better life. Whether you're looking to manage your KiwiSaver, grow an ethical portfolio, protect your family’s future, or simply invest smarter, these 30 investment advisors represent the best New Zealand has to offer in 2025.

Take your time. Interview a few. Ask about their approach, their values, and their vision for your future. Because great financial advice doesn’t just grow wealth—it grows confidence, freedom, and legacy.                                    

Similar ads

---

More ads from Erik Eichmann

---